:root{--navy:#003f87;--navy-dark:#002a5c;--gold:#fdc116;--gold-dark:#e0a800;--bg-primary:#ffffff;--bg-secondary:#f4f6fa;--text-primary:#1c2533;--text-secondary:#4a5568;--text-muted:#718096;--border:#dde3ec;--accent-blue:var(--navy);--accent-purple:var(--gold);--accent-pink:var(--navy);--accent-cyan:var(--gold);--gradient-primary:linear-gradient(135deg, var(--navy), #1d63b8);--border-radius:12px;--transition:all 0.25s ease;--header-height:4rem}*,::after,::before{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:var(--header-height)}body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Oxygen,Ubuntu,sans-serif;background:var(--bg-primary);color:var(--text-primary);line-height:1.6;overflow-x:hidden;min-height:100vh}a{color:var(--navy);text-decoration:none;transition:var(--transition)}a:hover{color:var(--navy-dark)}h1,h2,h3{line-height:1.2;color:var(--navy)}h2{font-size:clamp(1.75rem, 4vw, 2.25rem);margin-bottom:1.25rem}h3{font-size:1.2rem;margin-bottom:.5rem}.container{max-width:1100px;margin:0 auto;padding:0 1.25rem}.narrow{max-width:760px}.todo{color:#b45309;font-style:italic}.btn{display:inline-block;padding:.85rem 1.75rem;border-radius:999px;background:var(--gold);color:var(--navy-dark);font-weight:700;transition:var(--transition)}.btn:hover{background:var(--gold-dark);color:var(--navy-dark);transform:translateY(-2px)}.btn-small{padding:.45rem 1.1rem}.site-header{position:sticky;top:0;z-index:10;background:var(--navy);box-shadow:0 2px 8px rgba(0,0,0,.15)}.header-inner{min-height:var(--header-height);display:flex;align-items:center;justify-content:space-between;gap:1rem}.brand{color:#fff;font-weight:800;font-size:1.15rem;white-space:nowrap}.brand:hover{color:var(--gold)}.site-nav{display:flex;align-items:center;gap:1.25rem}.site-nav a:not(.btn){color:#fff;font-weight:500}.site-nav a:not(.btn):hover{color:var(--gold)}.hero{background:var(--gradient-primary);color:#fff;text-align:center;padding:6rem 0 5rem}.hero h1{color:#fff;font-size:clamp(2.5rem, 7vw, 4.5rem);font-weight:800;margin-bottom:1rem}.eyebrow{color:var(--gold);font-weight:700;letter-spacing:.1em;text-transform:uppercase;font-size:.9rem;margin-bottom:.75rem}.hero-tagline{font-size:clamp(1.1rem, 2.5vw, 1.4rem);max-width:640px;margin:0 auto 2rem}.hero .todo{color:var(--gold)}.section{padding:5rem 0}.section-alt{background:var(--bg-secondary)}.prose p+p{margin-top:1rem}.prose p{color:var(--text-secondary);font-size:1.1rem}.card-grid{list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.5rem;margin-top:2.5rem}.card{background:var(--bg-primary);border:1px solid var(--border);border-top:4px solid var(--gold);border-radius:var(--border-radius);padding:1.5rem}.card p{color:var(--text-secondary)}.split{display:grid;grid-template-columns:3fr 2fr;gap:3rem;align-items:start}.rank-list{list-style:none;display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:.75rem;margin-top:1.25rem}.rank-list li{background:var(--bg-secondary);border-radius:8px;padding:.6rem .9rem;color:var(--text-secondary);font-size:.9rem}.rank-list strong{display:block;color:var(--navy);font-size:1rem}.details-list{background:var(--bg-primary);border:1px solid var(--border);border-left:4px solid var(--navy);border-radius:var(--border-radius);padding:1.5rem;display:grid;gap:1rem}.details-list dt{font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--text-muted)}.details-list dd{font-size:1.05rem}.faq-list{display:grid;gap:.75rem}.faq-item{background:var(--bg-primary);border:1px solid var(--border);border-radius:var(--border-radius)}.faq-item summary{cursor:pointer;list-style:none;padding:1.1rem 3rem 1.1rem 1.25rem;font-weight:600;position:relative}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary::after{content:'+';position:absolute;right:1.25rem;top:50%;transform:translateY(-50%);font-size:1.5rem;font-style:normal;color:var(--navy)}.faq-item[open] summary::after{content:'\2212'}.faq-item p{padding:0 1.25rem 1.25rem;color:var(--text-secondary)}.cta{background:var(--navy);color:#fff;text-align:center}.cta h2{color:#fff}.cta-content p{font-size:1.15rem;margin-bottom:2rem}.cta .todo{color:var(--gold)}.cta-content .cta-contact{font-size:.95rem;margin:1.5rem 0 0}.site-footer{background:var(--navy-dark);color:rgba(255,255,255,.75);text-align:center;padding:1.5rem 0;font-size:.9rem}@keyframes float{0%,100%{transform:translateY(0) rotate(0)}25%{transform:translateY(-30px) rotate(90deg)}50%{transform:translateY(-20px) rotate(180deg)}75%{transform:translateY(-40px) rotate(270deg)}}@media (max-width:760px){.site-nav a:not(.btn){display:none}.split{grid-template-columns:1fr;gap:1.5rem}.section{padding:3.5rem 0}.hero{padding:4rem 0 3.5rem}}.cta-contact a{color:var(--gold);text-decoration:underline}.cta-contact a:hover{color:#fff}